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Relationship Manager - bharat Business - bharat Business Loans - sales

Build and manage end-to-end relationship for Bharat Business Loans in Adoni.
Ādoni, Andhra Pradesh, India
Mid-Level
yesterday
Kotak

Kotak

Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.

Job Description

Key Responsibilities:

  • Business Development:
    • Source new clients through market visits, channel partners, and referrals.
    • Promote LAP and affordable home loan products in the assigned territory.
    • Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.
  • Customer Relationship Management:
    • Manage customer lifecycle from lead generation to loan disbursement.
    • Handle client queries and ensure timely resolution.
    • Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.
  • Credit Assessment:
    • Conduct initial credit evaluation and financial analysis of customers.
    • Ensure compliance with company's risk policy and documentation standards.
    • Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.
  • Sales Target Achievement:
    • Achieve monthly and quarterly sales targets for LAP and affordable loans.
    • Monitor performance and proactively take corrective actions to ensure goals are met.
  • Market Intelligence:
    • Keep abreast of market trends, competitor products, and pricing strategies.
    • Provide feedback and insights to the product and marketing teams.

Skills Required:

  • Strong interpersonal and communication skills
  • Proven sales and negotiation abilities
  • Customer-centric mindset
  • Ability to work independently and in a team
  • Good knowledge of financial documents and credit underwriting

Job Info

  • Job Identification 239807
  • Job Category Commercial Bank
  • Apply Before 06/14/2026, 06:35 AM
  • Degree Level Bachelor's Degree
  • Job Schedule Full time
  • Locations 412/1 & 413 HATELY COMPLEX MUNICIPAL MAIN RD (GLF RD), Adoni, Andhra Pradesh, 518301, IN
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Relationship Manager - bharat Business - bharat Business Loans - sales
Ādoni, Andhra Pradesh, India
Sales
About Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.