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Relationship Manager - bharat Business - bharat Business Loans - sales
Build and manage end-to-end relationship for Bharat Business Loans in Adoni.
Ādoni, Andhra Pradesh, India
Mid-Level
yesterday
Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.
Finance
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Job Description
Key Responsibilities:
Business Development:
Source new clients through market visits, channel partners, and referrals.
Promote LAP and affordable home loan products in the assigned territory.
Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.
Customer Relationship Management:
Manage customer lifecycle from lead generation to loan disbursement.
Handle client queries and ensure timely resolution.
Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.
Credit Assessment:
Conduct initial credit evaluation and financial analysis of customers.
Ensure compliance with company's risk policy and documentation standards.
Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.
Sales Target Achievement:
Achieve monthly and quarterly sales targets for LAP and affordable loans.
Monitor performance and proactively take corrective actions to ensure goals are met.
Market Intelligence:
Keep abreast of market trends, competitor products, and pricing strategies.
Provide feedback and insights to the product and marketing teams.
Skills Required:
Strong interpersonal and communication skills
Proven sales and negotiation abilities
Customer-centric mindset
Ability to work independently and in a team
Good knowledge of financial documents and credit underwriting
Job Info
Job Identification 239807
Job Category Commercial Bank
Apply Before 06/14/2026, 06:35 AM
Degree Level Bachelor's Degree
Job Schedule Full time
Locations 412/1 & 413 HATELY COMPLEX MUNICIPAL MAIN RD (GLF RD), Adoni, Andhra Pradesh, 518301, IN
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Relationship Manager - bharat Business - bharat Business Loans - sales
Ādoni, Andhra Pradesh, India
Sales
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About Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.