This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)
Needs to have a good knowledge of local market with a special focus on the self-employed category. Must have experience in that geography.
To understand clients' business & provide appropriate products like business loans, OD facility.
Has to work closely with DSA's/do tele calling/branch banking teams for new customer addition.
To cross sell various products like current account/savings account/life insurance and general insurance.
To build relationships with key persons (CFOs/promoters) in the target segments & build client trust & confidence.
To be alert on competitive elements in the target segments (viz. other banks etc.) & augment the presence and penetration of the Kotak brand in the target market.
Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible.
Graduate / MBA
Experience: 3-4 years in the local market, preferably some background in credit & sales knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written communication skills.
Job Knowledge- The candidate would need to handle sales for a gamut of products like TL, OD,
Job Identification: 232732
Job Category: KMBL
Locations: Ground Floor, No.19, South Car Street, Tirunelveli Town, Tirunelveli, Tamil Nadu, 627006, IN