Business Banking Relationship Manager 4 - Fremont/milpitascategorysales & Relationship Managementjob Id2025 - 0024466posting Start Date10/03/2025anticipated Posting End Date10/08/2025job Typefull Timejob Available In 3 Locationswalnut Creek, CA, United St

Business Banking Relationship Manager

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Our Business Banking Relationship Managers are the primary advisor for our business clients.

They play a pivotal role in helping our business clients achieve their financial goals and do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead.

Our Relationship Managers have access to an expansive set of products and solutions to better serve our business clients today and into the future.

Typically, our business clients include companies up to $25MM in annual revenue and are a mix of pure C&I as well as Developer & Investor Commercial Real Estate.

Responsibilities include:

• Build, develop and manage both new & existing relationships.
• Deliver financial expertise and client-centric solutions that build strong, long-term relationships.
• Spend 60-70% of time on outside business development activities and growing their Centers of Influence network.
• Obtain credit approval of loans within assigned limits and manage both loan and portfolio credit quality.
• Provide appropriate credit structure recommendations to customers.
• Recommend appropriate bank products and services to both prospects & clients.
• Work closely with and provide appropriate referrals to internal partners and business units.

Basic Qualifications:

- Bachelor's degree, or equivalent work experience

- Seven or more years of relevant experience

Preferred Skills/Experience:

- Prior Commercial & Industrial experience

- Prior experience in Developer & Investor Commercial Real Estate

- Experience working with SBA clients and prospects

- Experience managing complex credit structures and loan requests larger than $2.5MM

- Experience working with operating companies up to $25MM in annual revenue

- Proven success developing new business and COIs

- Demonstrated knowledge of commercial credit and credit quality

- Agile and innovative approach to problem solving and decision making

- Excellent verbal and written communication and presentation skills

- Ability to work effectively with individuals and groups across the company to manage customer relationships

- Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location:

The role offers a hybrid/flexible schedule. If not prospecting and meeting with clients, there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. (This role will cover Pleasanton and Dublin, but will be aligned to the office in Walnut Creek)

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.