Direct Lending Spec Nmlscategorysales & Relationship Managementjob Id2025 - 0024113posting Start Date09/30/2025anticipated Posting End Date10/02/2025job Typefull Timejob Available In 4 Locationsremote, MN, United Statesremote, KY, United Statesremote, MO, - Remote Eligible

Job Title

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Responsible for performing loan analysis verification activities by working with customers, bankers, vendors and underwriters through in-bound telephone support and outbound pipeline ownership. Helps customers and bankers understand the loan approval process and underwriting requirements by analyzing specific loan transactions and reviewing documentation for approval. Provides overall problem resolution for operational issues and has a clear understanding of all required stipulations to efficiently move loans through the loan approval process. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications - Bachelor's degree, or equivalent work experience - One or more years of relevant experience Preferred Skills/Experience - Some knowledge of underwriting and loan origination functions, systems, procedures, various products and/or services supported by the assigned area(s) and applicable Federal and State laws and regulations - Some knowledge of applicable credit products, programs, financial analysis and related documentation as applicable - Some knowledge of U.S. Bank policies and procedures as they pertain to Direct Lending processing and underwriting - Some knowledge of U.S. Bank systems to access information of status of loans in process - Good organizational and project management skills - Excellent interpersonal, verbal and written communication skills - Proven customer service skills - Ability to manage multiple tasks and deadlines simultaneously

- Experience with Home Equity Lending

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

Pay Range: $21.25 - $28.32